Get your options

$100 to $5,000 · as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to ask

Sensible help for short weeks

Car repair wiped out this week's budget?

Fill in one request. Lenders in our network look at it and reply if they can help.

TLS-encrypted
Not a lender
State availability
APR & fees

$100 to $5,000Request range
Lender fundsNot us
TLSEncrypted form
37 statesService available

How the request works

Submit your request

Fill the form with your contact details and request amount. The form uses TLS encryption.

Lenders consider

We transmit your request to lenders in the network. Each lender independently reviews and decides.

Accept or decline

Funding is initiated by the lender once you accept their offer. Funding timing varies by lender; some lenders may fund as fast as the next business day.

Important to know

Lender-matching servicesedanwise.com is not a lender, broker, or agent. We connect requests with lenders.
No approval guaranteeSubmitting a request does not guarantee any offer.
APR variesShort-term APRs commonly exceed 200%. See Rates & Fees for ranges and worked examples. Rates & Fees.
Tribal lendersMay exceed state usury caps.
Truth in Lending appliesThe lender will disclose APR, fees, and terms before you accept.
State restrictions applyService not available in 13 states. See Lending Policy. Lending Policy.

Questions people ask before they start

Who actually makes the loan?

A lender in our network does, not us. SedanWise is not a lender, broker or agent of any lender; we only connect your request.

What loan amounts can I request?

$100 to $5,000 is the usual range. The final amount, if any, is up to the lender and your state's rules.

Will checking my options hurt my credit score?

Checking your options won't affect your credit score. A lender may run its own credit check as part of considering your request.

How long until I could have the money?

Often by the next business day if you are approved and accept an offer. Some lenders and banks take longer.

What information do I need to have ready?

Basic details about you, your income and your checking account. Applicants must be 18+ and US residents in a participating state.

Is there a fee to use SedanWise?

Nothing. We are paid by lenders and partners. Loan rates and fees come from the lender and are disclosed before you sign.